4X4 Australia

Your 4X4 Australia guide to Club 4X4

Club 4X4 Logo

Club 4X4 is a specialist Australian insurer built by four-wheel drivers, for four-wheel drivers. Founded in 2015, the business was created to solve the common insurance gaps faced by people who genuinely use their vehicles off-road and explore remote destinations.

Club 4X4 provides tailored cover for 4X4s, caravans, camper trailers and slide-on campers, insuring vehicles for their true value, including modifications and accessories. Whether it’s the daily commute, a weekend escape or a serious outback adventure, Club 4X4 is designed to give off-roaders confidence they’re properly covered.

Choose your cover

Club 4X4’s specialist insurance covers 4X4s, caravans and camper trailers — covering the unique adventures each one was built to take on.

4X4 Insurance

4X4 Insurance

Specialist cover for your 4X4, including the mods and gear that make it truly yours. Wherever you take it, we’ve got your back.

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Caravan Insurance

Caravan Insurance

From family road trips to off-road tours, we cover caravans big and small, along with the contents you rely on along the way.

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Camper Trailer Insurance

Camper Trailer Insurance

Your camper trailer was made for detours and dirt tracks, and so is our cover. Wherever the open road leads, we’re right there with you.

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Club 4X4 Coverage

Advice

Are you insured when you drive off-road?

Exploring is at the heart of 4×4 adventures, but it’s important to make sure your insurance covers off-road use

Advice

Why we rely on Club 4X4 Insurance for our project vehicles

Over years of building project cars, we’ve relied on Club 4X4 to protect our vehicles, modifications and gear when we head off-road

4×4 Comparisons

New 2.2L D-MAX X-Rider vs GWM Cannon XSR: Is budget really better?

Chinese challenger takes on an established player in a head-to-head battle brought to you by Club 4×4 Insurance

4×4 Comparisons

Toyota HiLux SR5 vs Ford Ranger Sport: Battle of the best-sellers

The ninth-gen HiLux takes on the Ranger to see which midsize ute comes out on top. Brought to you by Club 4×4 Insurance.

4X4 Australia D-MAX build
Gear

4X4 Australia D-MAX: Total cost

How much did it cost to build the 4X4 Australia D-MAX, including the updated Club 4×4 insurance policy?

Club 4x4's 4x4 of the year
Gear

Vote now in Club 4X4’s 4X4 of the Year competition

Vote now in Club 4X4’s 2021 4X4 of the Year competition for a chance to win a couple of great prizes

Club 4x4
News

Club 4X4 and the 4WD NSW & ACT Association join forces

Members to benefit from newly formed partnership between Club 4X4 and the 4WD NSW & ACT Association

Club 4x4
Opinion

What’s the deal with vehicle valuations?

Club 4×4’s Kalen Ziflian looks at when the COVID-19 price bubble for used cars will burst.

Toyo Tires and Club 4x4 join forces
News

Toyo Tires and Club 4×4 join forces to provide technical advice

Newly formed partnership between Club 4×4 and Toyo Tires to provide tech-savvy advice for 4WD enthusiasts.

Club 4x4 Insurance Raptor
Opinion

Should you sign up to a 4WD club?

Belonging to a 4WD club brings with it myriad benefits. Club 4×4 Insurance’s Kalen Ziflian lists the reasons why you should sign up.

 
Trustpilot
 

The Campfire

Pull up a chair and let Club 4X4 tell you a story

10 Hacks to Stay Safe in the Summer Heat

10 Hacks to Stay Safe in the Summer Heat

Three checks we always do before leaving a campsite

Three checks we always do before leaving a campsite

Top 10 must-haves for campsite cricket

Top 10 must-haves for campsite cricket

The Starlink mount that could land you in hot water

The Starlink mount that could land you in hot water

Budgeting tips for travelling Australia

Budgeting tips for travelling Australia

Must visit Exmouth & Ningaloo Coast attractions

Must visit Exmouth & Ningaloo Coast attractions

FEATURES OF CLUB 4X4 INSURANCE

We Go Wherever You Can

From beaches to bush tracks to water crossings, we cover 4X4s anywhere they’re legally allowed to go and can recover them when things don’t go to plan.

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We Love Modified 4X4s

We know how much effort (and investment) goes into a 4WD build. That’s why we cover modifications as a separate agreed value to the base vehicle, including the labour costs to have the modifications installed.

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We Cover Gear Too

It’s not just the 4WD — it’s the gear that makes the trip special! Our Australia-wide personal effects cover includes portables like fridges & camping gear, even when away from the vehicle, with $2,000 included and higher limits available.

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Issued by Club 4X4 Pty Ltd as an AR of Lifestyle Insurance Group who is acting (under its own AFSL) on behalf of the insurer QBE Insurance Australia Limited. Any advice is general only. Excesses, limits and exclusions apply. Always read the PDS & TMD at club4X4.com.au.